About me

Hi, I'm Joel

Mortgage & Protection Specialist for UK Pilots | Former Pilot Helping You Fly Further – Financially


After 20+ years in the cockpit, I now help airline pilots overcome the financial turbulence that often holds them back from owning a home or protecting their income.

✅ You’ve got a strong desire to buy your own home — but:

•Your variable income makes lenders nervous.

•You’re still in probation or early in your contract.

•You’re carrying high flight school debt.

•You feel like no adviser really “gets it.”

I do — because I’ve been there.

Now, I work almost exclusively with pilots to simplify the mortgage process and give them peace of mind through tailored protection strategies.

🎯 What I Bring to the Table:


Insider Knowledge of Pilot Pay & Contracts

I speak your language. I know how to present your income clearly to lenders — from base pay to allowances and sector time — to boost your borrowing power.

The PIOSEE Process

A proven ADM approach that consistently delivers for pilots with complex cases, high debt ratios, or non-standard contracts.

•Protection that Works for Pilots

Whether you’re flying full-time, changing airlines, or just out of training, I’ll help secure income protection that works when you need it most. •Investment Property Strategy

As a landlord myself, I advise pilots on how to build a property portfolio safely, with structure and long-term success in mind.

🎙 Why Pilots Choose to Work With Me:


Because I understand your career.
Because I make the mortgage process make sense.
And because you don’t have to waste time explaining your payslip — I already know how it works.



👋 Let’s connect

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